Planning Tools Business Owner Articles Starting a business Advantages and disadvantages of self-employment Choosing an entity for your business Funding a business Hiring your first employee Qualifying for the home office deduction Record keeping for your own business Starting or buying a business Tax planning for the self-employed FAQs Valuing a business How can I determine what my business is worth for estate and gift tax purposes? Education Planning Articles 529 plans 529 plans and financial aid eligibility 529 plans vs. other college savings options Education planning basics ABCs of financial aid Going back to school as an adult How student loans impact your credit Saving for retirement and a child's education at the same time Student loan basics Retirement Planning Articles Health care issues Medicare Understanding long-term care insurance Saving for retirement Borrowing or withdrawing money from your 401(k) plan Evaluating an early retirement offer Decision Tools Social Security How earnings affect Social Security Social Security figures at-a-glance FAQs Evaluating an early retirement offer Should I accept my employer's early retirement offer? Special Situations Articles Caring for an aging parent Caring for your aging parents Medicaid and nursing home care The sandwich generation: juggling family responsibilities. Divorce Dealing with divorce Health insurance and divorce Insurance concerns of divorcing couples Unmarried couples Financial tips for unmarried couples FAQs Raising a family Can I take the tax credit for child care? Does it make sense financially for both me and my spouse to work after our child is born? How do I find quality child care? How do I pay for child care? My employer says that after my child is born, I have to come back in six weeks. But doesn't the law say that I'm entitled to three months of leave? Should I buy life insurance on my child? What is the difference between the child tax credit and the child and dependent care tax credit? When do I have to apply for a Social Security number for my newborn? Who should I name as guardian of my children in case my spouse and I should die at the same time? Tax Planning Articles General tax planning Am I having enough withheld? Choosing an income tax filing status Help! I can't pay my tax bill Income tax planning and 529 plans Surviving an audit Tax benefits of home ownership Tax planning for income Tax planning for the self-employed Taxation of investments Year-end tax planning Tax credits and deductions Education tax credits Personal deduction planning Qualifying for the home office deduction Understanding personal tax credits Taxes and insurance Income tax tips: business insurance Tax planning for annuities Tax planning tips: auto insurance Tax planning tips: disability insurance Tax planning tips: life insurance Tax tips: health insurance Tax tips: homeowners insurance Tax tips: long-term care insurance